Saturday, May 10, 2014
Car Pin Up Girls
Sunday, December 8, 2013
2013 Cars Model Year End Clearance
It's Year End Clearance time in the Auto Industry once again! This is the time of year that the 2013 Model Year Cars have to be sold from the dealers lots.
Year end clearance for Cars usually starts around August and New Models are introduced in September, but if you can find a 2013 still on a lot, this is the time of year you can get an Awesome Deal!!!
Rebates and Incentives have
Never been better and you can still find 0 % Interest coupled with your deal on a new car and you can walk away with an awesome payment.
There are an increasing amount of interest in used cars right now as well so you should also expect a Great Trade in amount. Trade in on 4x4 trucks is Crazy now because of the snow, ice, and inclement weather as well as hunting season for men. If you are looking at a new truck, now is definitely the time to buy especially if you are trading a truck. 2013 GM Trucks offering up to $3500 Rebate or 0.0% Interest, but you will also see rebates on 2014's up to $1500 or 2.9% Interest. Ford F-150 is offering up to $2250 for 2013 Models and remember these are factory rebates and do not factor in any discounts.
Saturday, December 7, 2013
Will Internet Invoice Pricing Replace Car Salesmen?
This is a Great question, Will the current trend of Internet Invoice Pricing replace the Car Salesman? Car Buying has become an easy process online with invoice pricing everywhere and dealers fighting for your business, right?
Car Buying in reality is a complex Process and even the Internet Age we are in will have difficulty in replacing the car salesman. Can you get Car Buying Advice Online? Most definitely you can get car buying advice, but there are many variables to Buying Cars; trade In, test drives, financing, and most important of all is, Most customers enjoy the interaction with the Salesman when buying a car. Who wants to here, "press star 2" for trade information, "pound 3" for leasing, etc. We have been engulfed in technology to make our lives easier, but there is a point where we have to put our phones down, close our tablets, leave our virtual lives and step back into reality. The Internet is AMAZING for information, don't get me wrong, but we as humans desire interactions and even confrontations at times.
Think about it, if we can buy a car without Car Salesmen then can we Also buy a car without dealerships? Of course we could and this is another reason car salesmen jobs are safe. Communities, banks, and people depend on these dealerships.
I think the new trend for Car Salesmen in the future will be to work more like CarMax Salesmen with hourly rates and no more commissions. One of the biggest complaints are Car Salesmen are ripoffs and lie and cheat. Let's look at this and really put yourself in this position for a moment.
Car Salesman works for a week or 10 days and it has been slow and they have not made a sale in this time period. Guess how much this Car Salesman made? ZERO is what they made! Would your attitude change if you worked 10 hour days for 2 weeks and made ZERO? Let me clarify this. The Salesman will get paid minimum wage draw and guess what that means? When the next car is sold and you are actually going to have a check this week, the draw gets taken out of your sales so guess what you made again? You guessed it, minimum wage. Now, let me say, this salesmen would not be in the business long because their job would be threatened daily. You can see where the problem lies. So, would it not make more sense for dealers to pay honest wages to honest Car Sales Agents?
Let me know what you think? Leave a comment under this post.
Wednesday, January 23, 2013
Car Loan Interest Rates 2013
Car Loan Interest Rates 2013 are some of the best Rates in the last Decade so makes for a Great time to buy a New or Used Car. Low Interest Rate Car Loans allows you to buy a more expensive car and have an equal payment to a high interest cheap car loan.
For Instance:
$10,000 Car at (12.9% Car Loan Interest Rate) may equal=$350 Car Payment
Whereas:
$15,000 Car at (4.9% Car Loan Interest Rate) may equal=$350 Car Payment
These Car Loan Calculations are theoretical, but you get the idea. You can get a much more expensive car when the Car Loan Interest Rates are Lower.
Car Loan Interest Rates 2013 have been some of the lowest I can remember. Whether you are looking for a New Car Loan or Used Car Loan, Interest Rates are phenomenal! The interest rates for New Cars are around 4.9% with incentivize rates as low as 0% with some Car Makers. Incentivize just means that you lose the rebate if you take the alternate low interest rate. Used Car Loans in 2013 are as Low as 4.9% with some Makers offering 1.9% on Certified Used Cars! This is unheard of, but a GREAT time for Car buyers to take advantage of these Low Interest Rates.
When you are ready to buy your car, be wary that dealers are trying to snag a few extra dollars by trying to steal your trade in. Get quotes from several dealers before you decide. It would even be a good idea to sell your car before you go to buy your New Car, but other buyers are probably taking advantage of Dealer Incentives and Low Interest Rates as well so may be harder to sell as an individual.
For Instance:
$10,000 Car at (12.9% Car Loan Interest Rate) may equal=$350 Car Payment
Whereas:
$15,000 Car at (4.9% Car Loan Interest Rate) may equal=$350 Car Payment
These Car Loan Calculations are theoretical, but you get the idea. You can get a much more expensive car when the Car Loan Interest Rates are Lower.
Car Loan Interest Rates 2013 have been some of the lowest I can remember. Whether you are looking for a New Car Loan or Used Car Loan, Interest Rates are phenomenal! The interest rates for New Cars are around 4.9% with incentivize rates as low as 0% with some Car Makers. Incentivize just means that you lose the rebate if you take the alternate low interest rate. Used Car Loans in 2013 are as Low as 4.9% with some Makers offering 1.9% on Certified Used Cars! This is unheard of, but a GREAT time for Car buyers to take advantage of these Low Interest Rates.
When you are ready to buy your car, be wary that dealers are trying to snag a few extra dollars by trying to steal your trade in. Get quotes from several dealers before you decide. It would even be a good idea to sell your car before you go to buy your New Car, but other buyers are probably taking advantage of Dealer Incentives and Low Interest Rates as well so may be harder to sell as an individual.
Tuesday, January 8, 2013
Can I Get Car Loan Financing?
Can I get financed for a car? This is one of the most asked questions from potential car buyers. The answer is most of the time, Yes!
Car Loans can be obtained from many different companies and each loan company has different requirements.
Stability for Car Loans. Stability is one of the biggest factors that will determine whether you get a car loan. How long have you been at your current residence? How long have you been on your job? Think from a car loan companies perspective. If you have been at your residence less than 6 months and your prior residence less than 6 months, this is a risk for a Car Loan. You could be close to your next move and when you decide not to pay, it is difficult to trace you down. You have been on your job a short period of time, you could get fired or decide to switch jobs. This is a risk for the lender.
Debt to Income ratio for Car Loans. Your future ability to pay can be determined by how much income you have compared to how much debt you have. If you make 8 dollars an hour and your rent is $500 or $600 per month, this is not going to leave you enough expendable income to qualify you for a Car Loan.
There are companies that are easier to get loans from, but could require larger amounts of down payments to seal the deal on your Car Loan.
There are a few things you want to take to the dealership when you are ready to obtain Car Loan Financing. You will need an electric bill which will verify your address, a phone bill which will be proof of your phone number. You will also need your most recent check stub (computer generated---NO hand written pay stubs for obvious reasons). If will also help to bring your tax return from the previous year to show how much you made and how long you worked at current job. Bring a bank statement as well as it could be needed by some Car Loan lenders. The more information you can provide the better and everything needs to be consistent. For instance, the address on electric bill, phone bill, bank statement, and check stub need to match. This is one thing lenders look for when verifying your stips for financing. Car lingo for stipulations for financing- (Stips).
Car Loans can be obtained even with medium to poor credit if all your stips are consistent and you have a sufficient down payment. Put yourself in the Car Loan companies shoes and ask yourself, is there sufficient evidence to assure that repayment of the Car Loan can be made. Car Loan officers have bosses to answer to and if there is anything out of place, it will be hard to explain why they extended a Car Loan to you.
Car Loans can be obtained from many different companies and each loan company has different requirements.
Stability for Car Loans. Stability is one of the biggest factors that will determine whether you get a car loan. How long have you been at your current residence? How long have you been on your job? Think from a car loan companies perspective. If you have been at your residence less than 6 months and your prior residence less than 6 months, this is a risk for a Car Loan. You could be close to your next move and when you decide not to pay, it is difficult to trace you down. You have been on your job a short period of time, you could get fired or decide to switch jobs. This is a risk for the lender.
Debt to Income ratio for Car Loans. Your future ability to pay can be determined by how much income you have compared to how much debt you have. If you make 8 dollars an hour and your rent is $500 or $600 per month, this is not going to leave you enough expendable income to qualify you for a Car Loan.
There are companies that are easier to get loans from, but could require larger amounts of down payments to seal the deal on your Car Loan.
There are a few things you want to take to the dealership when you are ready to obtain Car Loan Financing. You will need an electric bill which will verify your address, a phone bill which will be proof of your phone number. You will also need your most recent check stub (computer generated---NO hand written pay stubs for obvious reasons). If will also help to bring your tax return from the previous year to show how much you made and how long you worked at current job. Bring a bank statement as well as it could be needed by some Car Loan lenders. The more information you can provide the better and everything needs to be consistent. For instance, the address on electric bill, phone bill, bank statement, and check stub need to match. This is one thing lenders look for when verifying your stips for financing. Car lingo for stipulations for financing- (Stips).
Car Loans can be obtained even with medium to poor credit if all your stips are consistent and you have a sufficient down payment. Put yourself in the Car Loan companies shoes and ask yourself, is there sufficient evidence to assure that repayment of the Car Loan can be made. Car Loan officers have bosses to answer to and if there is anything out of place, it will be hard to explain why they extended a Car Loan to you.
Sunday, June 22, 2008
New Car Quote - Summer Selling Season
It is the summer selling season for New Cars. Everyone seems to wait for Hot Deals before buying a car. Well, now is the time!
Ford Motor has Employee Pricing plus rebates, General Motors has Owner Loyalty-Conquest rebates up to $6000, Chrysler has Summer Gas Savings where you only pay $2.99 per gallon of gas. I am sure Dodge, Nissan, Honda, Toyota, Hyundai, Kia, Mercedes, BMW, and all other manufacturers in between have similar Hot Deals for the summer. With the 4th of July coming up and Gas Prices hitting record levels, I am sure you will see more incentives to buy that New Car you are waiting on.
Politics are heating up over Gas Prices. They are deciding whether to drill in the US for oil or rely on alternative sources such as Biodiesel, Electric, Hybrid, etc. to fuel our future Cars, Trucks, and SUV's.
There is no easy answer for gas prices for the immediate future, but one thing is for sure. We have to drive to go to work, school, etc. If that large SUV is dragging you down, check into a smaller car or carpool with a co-worker. The less we drive the cheaper gas will become.
.
Ford Motor has Employee Pricing plus rebates, General Motors has Owner Loyalty-Conquest rebates up to $6000, Chrysler has Summer Gas Savings where you only pay $2.99 per gallon of gas. I am sure Dodge, Nissan, Honda, Toyota, Hyundai, Kia, Mercedes, BMW, and all other manufacturers in between have similar Hot Deals for the summer. With the 4th of July coming up and Gas Prices hitting record levels, I am sure you will see more incentives to buy that New Car you are waiting on.
Politics are heating up over Gas Prices. They are deciding whether to drill in the US for oil or rely on alternative sources such as Biodiesel, Electric, Hybrid, etc. to fuel our future Cars, Trucks, and SUV's.
There is no easy answer for gas prices for the immediate future, but one thing is for sure. We have to drive to go to work, school, etc. If that large SUV is dragging you down, check into a smaller car or carpool with a co-worker. The less we drive the cheaper gas will become.
.
Monday, June 16, 2008
Cheap Car Insurance - The Right Ways To Get A Great Deal!
Cheap Car Insurance - The Right Ways To Get A Great Deal!
By Crex Sky
Many of us have this thought of finding cheap car insurance, but they don't know how and thought it is impossible to get. Therefore, they resort to signing up for expensive ones. Actually, there are many cheap car insurance polices available in the market if we know the right ways to get them.
Many of us do not go for those so-called cheap insurance because we are worried that they are parts of scams or they have hidden charges in them. No doubt there are insurance companies promising affordable policies but we ended up paying more than what we thought because of the hidden charges. Therefore, we should always do some detailed research before making decision of signing up with any company. Use the Internet to obtain information by doing research to ensure that we get cheap car insurance from a reliable company. Compare the rates to ensure that we get the best deal among all.
Besides doing research, try to look for discounts or other fringe benefits offered as well. There are many insurance companies nowadays offering discounts for different groups of people. Some have discounts for students who are studying in colleges whereas some have other benefits for senior citizens. All we have to do is just present relevant documents and details to get the additional discounts or benefits. This might be time consuming for some people, but this helps a lot when we are trying to get cheap car insurance.
In addition, we will also be offered with cheap car insurance if we are being regarded as safe drivers. This is because we will have fewer chances to make insurance claims if we drive safely. To ensure that we are driving safely, we can always take defensive driving courses to upgrade our driving skills to a better stage. We can also try preventing ourselves from involving in accidents and breaking the rules to have good driving records.
The type of cars that we drive also plays a big role on how cheap a car insurance we can get. For example, if we are driving expensive cars like sports cars or luxury cars, our cars are more likely to be stolen and prone to vandalism. Repairing expensive cars will also incur high costs and this will contribute to expensive coverage on our cars. If we want to reduce our insurance costs, we can consider getting a more sensible car cost-friendly car.
Finally, we can also place some anti-thefts and safety equipments in our cars to avoid thefts and damages on our cars. Placing alarms, airbags and steering locks can help to give us a peace of mind that our cars are more protected from any sorts of mishaps. Besides that, insurance companies will also consider our applications for cheap car insurance if we have cars secured from all kinds of misfortunes.
Want to learn more? Then you should visit my site right now to know more about Cheap Car Insurance. You are welcome to read other articles about Cheap Car Insurance Rate at http://www.cheap-car-insurance-tips.com/ Thanks for reading this article.
Article Source: http://EzineArticles.com/?expert=Crex_Sky
http://EzineArticles.com/?Cheap-Car-Insurance---The-Right-Ways-To-Get-A-Great-Deal!&id=1186478
By Crex Sky
Many of us have this thought of finding cheap car insurance, but they don't know how and thought it is impossible to get. Therefore, they resort to signing up for expensive ones. Actually, there are many cheap car insurance polices available in the market if we know the right ways to get them.
Many of us do not go for those so-called cheap insurance because we are worried that they are parts of scams or they have hidden charges in them. No doubt there are insurance companies promising affordable policies but we ended up paying more than what we thought because of the hidden charges. Therefore, we should always do some detailed research before making decision of signing up with any company. Use the Internet to obtain information by doing research to ensure that we get cheap car insurance from a reliable company. Compare the rates to ensure that we get the best deal among all.
Besides doing research, try to look for discounts or other fringe benefits offered as well. There are many insurance companies nowadays offering discounts for different groups of people. Some have discounts for students who are studying in colleges whereas some have other benefits for senior citizens. All we have to do is just present relevant documents and details to get the additional discounts or benefits. This might be time consuming for some people, but this helps a lot when we are trying to get cheap car insurance.
In addition, we will also be offered with cheap car insurance if we are being regarded as safe drivers. This is because we will have fewer chances to make insurance claims if we drive safely. To ensure that we are driving safely, we can always take defensive driving courses to upgrade our driving skills to a better stage. We can also try preventing ourselves from involving in accidents and breaking the rules to have good driving records.
The type of cars that we drive also plays a big role on how cheap a car insurance we can get. For example, if we are driving expensive cars like sports cars or luxury cars, our cars are more likely to be stolen and prone to vandalism. Repairing expensive cars will also incur high costs and this will contribute to expensive coverage on our cars. If we want to reduce our insurance costs, we can consider getting a more sensible car cost-friendly car.
Finally, we can also place some anti-thefts and safety equipments in our cars to avoid thefts and damages on our cars. Placing alarms, airbags and steering locks can help to give us a peace of mind that our cars are more protected from any sorts of mishaps. Besides that, insurance companies will also consider our applications for cheap car insurance if we have cars secured from all kinds of misfortunes.
Want to learn more? Then you should visit my site right now to know more about Cheap Car Insurance. You are welcome to read other articles about Cheap Car Insurance Rate at http://www.cheap-car-insurance-tips.com/ Thanks for reading this article.
Article Source: http://EzineArticles.com/?expert=Crex_Sky
http://EzineArticles.com/?Cheap-Car-Insurance---The-Right-Ways-To-Get-A-Great-Deal!&id=1186478
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